You are paying for benefits.
Your employees should know how to use them.
Next Step Benefits helps Wisconsin employers with 25 to 250 employees build a benefits program that stays compliant, controls cost, and actually gets used by the people it was bought for.
We work with multiple carriers to make sure you have the best coverage for your individual company’s needs
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Medical insurance may be the biggest line item, but a strong benefits strategy is about much more than choosing a health plan.
We start by understanding your business: what you're spending today, what your employees need, where you're struggling, and what you want your benefits package to accomplish.
Then we look at the market and the strategy — not just one carrier. That may include traditional group insurance, alternative funding arrangements, ICHRA or QSEHRA strategies when appropriate, dental, vision, life, disability and voluntary benefits.
We show you the options, explain the tradeoffs and model the financial impact so you can make an informed decision.
And our job doesn't end when you choose a plan. We help with implementation, employee education, enrollment, ongoing service and the next renewal — because benefits shouldn't become another full-time job for you.
What We Help With
Medical, dental, vision, life, disability, and voluntary benefits
Full market reviews and carrier negotiations at renewal
Plan design and contribution strategy consulting
Employee education and enrollment support
Benefits communications and decision-support materials
ACA and compliance guidance
Ongoing claims and employee advocacy support
Renewal management and long-term benefits planning
Why Employers Choose Next Step Benefits
Independent advice focused on your goals
Employee education that improves benefits utilization
Strategic planning instead of annual quote shopping
Compliance support to help reduce risk
Year-round service, not just renewal season
Independent advice focused on your goals
Employee education that improves benefits utilization
Strategic planning instead of annual quote shopping
Compliance support to help reduce risk
Year-round service, not just renewal season
Most brokers show up at renewal and disappear
You get a spreadsheet, a rate increase, and a signature request. Then nothing until next year.
Meanwhile your HR team is answering the same benefits questions every week. Your employees are guessing at which plan to pick. Half of them do not know what the company already pays for on their behalf. And compliance items sit on a list nobody has time to get to.
That is not a benefits strategy. That is a renewal transaction.
A benefits package nobody understands
is a benefit nobody uses
Employers spend a significant share of payroll on benefits and then hand employees a packet. We do the part that comes after the packet.
We explain it in plain language
Group meetings and written materials that skip the carrier jargon and answer what employees actually ask.
We are available to your employees directly
Your team can call us instead of routing every question through HR.
We follow through after enrollment
Claims questions, ID card problems, provider issues. Employees get a person, not a phone tree.
Our Services
Group Benefits
Medical, dental, vision, life, and disability built around your budget and your workforce, not around whatever renewed last year.
HR Support
Practical help for the person who is handling benefits on top of four other jobs.
Compliance
ACA reporting, notices, and filings handled on a calendar instead of a scramble.
Employee Education
Meetings, materials, and one on one help so your team understands what they are choosing and why.
ICHRA
A defined contribution approach that gives you cost control and gives employees real choice.
QSEHRA
A straightforward way for smaller employers to help with health costs without sponsoring a group plan.
How we work with employers
Step 1: Strategy Session
A conversation about your workforce, your budget, your renewal timing, and what is not working. No proposal, no pressure.
Step 2: Plan design and market review
We take your goals to market, model the options, and bring back a recommendation you can defend to ownership.
Step 3: Enrollment, education, and support
We run enrollment, educate your employees, handle compliance deadlines, and stay reachable the other eleven months of the year.
What employers say
Testimonial pending
Testimonial pending
Testimonial pending
Based in Sheboygan County. Working across Wisconsin.
Our roots are in Sheboygan County and Eastern Wisconsin, and that is where most of our clients are. We work with employers throughout the state, including manufacturers, professional offices, churches, and nonprofits with 25 to 250 employees.
Start with a conversation
Thirty minutes to talk through your current benefits, your renewal timeline, and where the gaps are. If we are not the right fit, we will tell you.
Benefits guidance for Wisconsin employers who want their people to understand what they have.
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Serving WI, MI, LA, PA, OH, TX, AZ, NC, SC, NE, IA, TN, IL
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